Greetings from New York!! 20 years, wow thats almost painful to think about. After 35 years in the great metropolis that is Lubbock my beautiful wife Lyn and I escaped to New York where I recently graduated from the Culinary Institute of America. After a short stint as a chef at the Waldorf Astoria hotel I took the position of Excecutive Sous chef for the corporate dining facilities at Bear Stearns in Manhatten.(Now known as J.P. Morgan) No I do not have any insider trading tips but with this dire economic outlook my advice would be BUY GOLD!! lots and lots of gold, oh! and a boat. Then you can sail away with your gold to find more gold and bury it. Basically Im saying quit your job and become a pirate.